Education and Financial Disclaimer

They Keep You Broke exposes systems and explains numbers. It does not provide individualized advice.

No financial, legal, or tax advice

Content on this site, in videos, emails, calculators, examples, interviews, and downloadable resources is general education and commentary. It is not individualized financial, legal, tax, investment, credit repair, debt settlement, insurance, medical, accounting, or professional advice.

Examples are simplified

We may use hypothetical rates, payment amounts, timelines, stories, or calculations to explain a mechanism. Examples may omit taxes, fees, state law, contract language, eligibility rules, compounding details, or facts that would change a real result.

No promise of results

Using a question, checklist, script, worksheet, or strategy does not guarantee approval, savings, cancellation, refund, dispute success, improved credit, reduced debt, or any other outcome.

Verify before acting

Read the actual agreement and confirm information with the provider. Deadlines, cancellation rights, hardship programs, dispute processes, loan pricing, and consumer protections vary. Consider an appropriately licensed professional for your situation.

Stories and opinions

Guest statements, audience stories, and third-party materials may reflect the speaker's experience or opinion. Inclusion does not mean we independently verified every fact or endorse every view.

Not an emergency service

We do not provide crisis, legal-aid, housing, medical, or emergency response. If you face immediate danger, loss of essential services, eviction, foreclosure, legal deadlines, or a health emergency, contact the appropriate local service or qualified professional.

No client relationship

Using the site, receiving email, or contacting us does not create a fiduciary, advisor, attorney, accountant, lender, insurer, or client relationship.

Contact

Questions about this disclaimer: support@theykeepyoubroke.com.