Legal

Terms of Use

The rules for using the They Keep You Broke website, emails, videos, and downloadable resources.

Last updated: August 26, 2026

By accessing this site or using our resources, you agree to these terms. If you do not agree, do not use the site.

Educational media only

They Keep You Broke publishes general media, commentary, examples, worksheets, and educational resources. We do not provide individualized financial, legal, tax, investment, credit repair, debt settlement, insurance, medical, accounting, or other professional advice.

No professional relationship

Using the site, joining the list, downloading the kit, or sending a message does not create an advisor, fiduciary, attorney-client, accountant-client, insurer, lender, credit-repair, or other professional relationship.

Your decisions

You are responsible for reviewing actual contracts, deadlines, account terms, laws, and provider information. Consider a qualified professional before making decisions that may affect money, credit, housing, insurance, taxes, legal rights, or health.

No guarantees

We do not guarantee accuracy, completeness, availability, results, savings, debt reduction, credit improvement, refunds, approvals, legal outcomes, or that any example matches your situation.

Acceptable use

Do not misuse the site, attempt unauthorized access, interfere with security, submit malware, scrape at unreasonable volume, impersonate another person, violate law, or use our contact channels to send confidential account credentials or unlawful content.

Stories and submissions

If you send a story, idea, or source, you confirm you have the right to send it. Do not send Social Security numbers, passwords, full account numbers, protected medical records, or unredacted private documents. Unless we agree otherwise in writing, a submission does not create confidentiality or guarantee publication.

Intellectual property

The brand, site, original artwork, videos, emails, copy, and downloadable materials are owned by Darkhorse Traders LLC or used with permission. The Life Under Pressure Kit is for personal use. Do not sell, repackage, publicly host, or commercially reproduce it without written permission.

Third-party links

Links, embeds, products, and services from third parties are provided for convenience or context. We do not control their terms, privacy practices, availability, or claims.

Disclaimer of warranties

To the fullest extent permitted by law, the site and resources are provided "as is" and "as available" without warranties of any kind, express or implied.

Limitation of liability

To the fullest extent permitted by law, Darkhorse Traders LLC and its owners, workers, contractors, and affiliates will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from use of the site or reliance on its content.

Changes and termination

We may change, suspend, or discontinue content or access at any time. We may update these terms by posting a revised version and date.

Contact

Terms questions: support@theykeepyoubroke.com.